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2010 IMP media kit

New Page 2

Insurance Marketplace Benefits

Legal Expense Insurance

Group legal expense insurance has attracted the attention of many labor unions, trade associations and bar associations. This coverage is targeted at and appeals to families with moderate incomes who earn too much to qualify for legal aid services for the indigent and too little to be able to afford more expensive legal services. It is written on a group basis for members of unions, trade associations, etc. Typical coverage available is for legal advice and consultation, office work, various judicial and administrative proceedings, and major legal expenses. Schedules of benefit limitations are established for each type of covered legal expense, much like major medical or hospitalization insurance. The following underwriters handle these plans:

Advanced Voluntary Concepts

75 South Broadway, White Plains, NY 10601

Phone: 914-304-4200

Fax: 914-304-4202

E-Mail: dpetine@advancedvoluntaryconcepts.com

URL: www.advancedvoluntaryconcepts.com

PRODUCTS/SERVICES DESCRIPTION: Enrollment and communications firm specializing in voluntary benefits.

CONCERN: EAP

1503 Grant Rd., Ste. 120, Mountain View, CA 94040

Phone: 650-988-7417

Fax: 650-965-2849

E-Mail: info@concern-eap.com

URL: www.concern-eap.com

PRODUCTS/SERVICES DESCRIPTION: For 30 years, CONCERN has been delivering clinical excellence to corporate benefits departments. Through our robust EAP, workplace support, and personal health management programs, we help improve and maintain workplace health and productivity.

NOTICE: Each market has indicated what states or territories they operate in. This does not necessarily mean that every coverage or program is available in all those states. Please check with the market for details.